Ruito Mortgage, we aim to make the process as stress-free and simple as possible for you. We are here to assist you in structuring your loans to best suit your needs, using our expertise and experience to provide you with the most effective service possible.

We make it our mission to help you achieve your financial goals.

We take into account your long-term financial goals, turning our focus to ensure that your mortgage structure is well-suited to enable your property portfolio to perform.

We are willing to talk directly to your nominated bank and solicitor, ensuring all required documentation is correctly completed, making the unconditional and settlement process seamless and less stressful for you.

First Home Buyer / Re-financing / Re-fixingNew Build & Renovations


Re-financing / Re-fixing

If you’re considering re-financing or re-fixing, you want to hire someone who has all the knowledge and expertise to provide you with expert assistance that will get you the best results possible. That is why you need to speak to Ruito Mortgage.

Auckland’s answer to professional re-financing, re-fixing or re-structuring advice, our expert will walk you through all your options, guiding you and ensuring that you receive the best deal available… more..

First Home Buyer

Buying your first home is probably the biggest financial decision you will make.

It’s important to have someone in your corner who knows the process inside and out and will walk you through the entire journey.

Buying more houses

Buying your next home is often required to fit a growing family and or move into a new area.

As with first home buyers, it’s also a big financial decision.

It’s important to work with someone who knows the process of selling and buying property inside and out and will walk you through the entire journey.

New Build & Renovations

Mortgages can be taken out to build new or renovate existing homes.

This type of lending does not follow the same conventions as a typical mortgage.